| Present Tense | Past Tense | Future Tense |
|---|---|---|
| I borrow | I borrowed | I shall/will borrow |
| We borrow | We borrowed | We shall/will borrow |
| You borrow | You borrowed | You will borrow |
| He borrows | He borrowed | He will borrow |
| She borrows | She borrowed | She will borrow |
| It borrows | It borrowed | It will borrow |
| They borrow | They borrowed | They will borrow |
| Present Continuous | Past Continuous | Future Continuous |
|---|---|---|
| I am borrowing | I was borrowing | I shall/will be borrowing |
| We are borrowing | We were borrowing | We shall/will be borrowing |
| You are borrowing | You were borrowing | You will be borrowing |
| He is borrowing | He was borrowing | He will be borrowing |
| She is borrowing | She was borrowing | She will be borrowing |
| It is borrowing | It was borrowing | It will be borrowing |
| They are borrowing | They were borrowing | They will be borrowing |
| Present Perfect | Past Perfect | Future Perfect |
|---|---|---|
| I have borrowed | I had borrowed | I shall/will have borrowed |
| We have borrowed | We had borrowed | We shall/will have borrowed |
| You have borrowed | You had borrowed | You will have borrowed |
| He has borrowed | He had borrowed | He will have borrowed |
| She has borrowed | She had borrowed | She will have borrowed |
| It has borrowed | It had borrowed | It will have borrowed |
| They have borrowed | They had borrowed | They will have borrowed |
| Present Perfect Continuous | Past Perfect Continuous | Future Perfect Continuous |
|---|---|---|
| I have been borrowing | I had been borrowing | I shall/will have been borrowing |
| We have been borrowing | We had been borrowing | We shall/will have been borrowing |
| You have been borrowing | You had been borrowing | You will have been borrowing |
| He has been borrowing | He had been borrowing | He will have been borrowing |
| She has been borrowing | She had been borrowing | She will have been borrowing |
| It has been borrowing | It had been borrowing | It will have been borrowing |
| They have been borrowing | They had been borrowing | They will have been borrowing |