| Present Tense | Past Tense | Future Tense |
|---|---|---|
| I accumulate | I accumulated | I shall/will accumulate |
| We accumulate | We accumulated | We shall/will accumulate |
| You accumulate | You accumulated | You will accumulate |
| He accumulates | He accumulated | He will accumulate |
| She accumulates | She accumulated | She will accumulate |
| It accumulates | It accumulated | It will accumulate |
| They accumulate | They accumulated | They will accumulate |
| Present Continuous | Past Continuous | Future Continuous |
|---|---|---|
| I am accumulating | I was accumulating | I shall/will be accumulating |
| We are accumulating | We were accumulating | We shall/will be accumulating |
| You are accumulating | You were accumulating | You will be accumulating |
| He is accumulating | He was accumulating | He will be accumulating |
| She is accumulating | She was accumulating | She will be accumulating |
| It is accumulating | It was accumulating | It will be accumulating |
| They are accumulating | They were accumulating | They will be accumulating |
| Present Perfect | Past Perfect | Future Perfect |
|---|---|---|
| I have accumulated | I had accumulated | I shall/will have accumulated |
| We have accumulated | We had accumulated | We shall/will have accumulated |
| You have accumulated | You had accumulated | You will have accumulated |
| He has accumulated | He had accumulated | He will have accumulated |
| She has accumulated | She had accumulated | She will have accumulated |
| It has accumulated | It had accumulated | It will have accumulated |
| They have accumulated | They had accumulated | They will have accumulated |
| Present Perfect Continuous | Past Perfect Continuous | Future Perfect Continuous |
|---|---|---|
| I have been accumulating | I had been accumulating | I shall/will have been accumulating |
| We have been accumulating | We had been accumulating | We shall/will have been accumulating |
| You have been accumulating | You had been accumulating | You will have been accumulating |
| He has been accumulating | He had been accumulating | He will have been accumulating |
| She has been accumulating | She had been accumulating | She will have been accumulating |
| It has been accumulating | It had been accumulating | It will have been accumulating |
| They have been accumulating | They had been accumulating | They will have been accumulating |